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CatalystPay

Gateway · multi-acquirer · Belfast, UK

Gateway30+ acquirersResells acquiring

One gateway routing across thirty-plus acquirers, with the most openly published card rates in this catalogue.

Key facts

Checked 18 Sep 2026
iGaming stanceTakes iGaming, but routes to more than 30 third-party acquirers rather than its own book.
Own local acquiringNo — routing across 30+ third-party acquirers.
Settlement speedInstant payouts.
Pricing modelIC++ for low-risk ecommerce from 1% + €0.30 on European and UK cards and 2% + €0.30 on international cards; iGaming terms on request.
HeadquartersCatalystPay Limited, Office 525, Scottish Provident Building, Donegall Square West, Belfast BT1 6JH.

What we found

Thirty-plus acquirers behind one integration is real redundancy, and redundancy is what keeps a cashier alive when a single processor changes its risk appetite overnight. Decline cascading moves a failed transaction to the next route rather than showing the player an error, which is the difference between a retried deposit and a lost one.

It is also worth being clear about what that architecture means. CatalystPay routes to other people's acquiring rather than holding its own, so the company that underwrites you is one you have not signed with directly. That is not a flaw so much as the trade you make for breadth, but it does change who holds the final say over your account.

The pricing page is the most transparent in this catalogue: IC++ from 1% plus €0.30 on European and UK cards, 2% plus €0.30 on international. Read those as a floor rather than a quote, because they are published for low-risk ecommerce and gambling is not that. Bitcoin Lightning and SEPA Direct Debit sit alongside cards, PCI DSS Level 1 is held, and 150-plus currencies are supported from a Belfast base.

Our score

Commercial terms reach 9.8 on published rates, instant payouts and 150 currencies together — the clearest money picture here. iGaming fit is held to 5.6 because the company routes rather than underwrites, which is exactly what that criterion is designed to catch. Compliance at 5.0 reflects PCI Level 1 with no licence of its own published.

Five weighted criteria, 1–10. A criterion whose key field the provider does not publish is capped at 6.9 rather than scored on a guess. How we score →

6.5out of 10
Adequate
iGaming fit5.630%
Coverage & local acquiring7.022%
Compliance & security5.020%
Commercial terms9.816%
Tech & integration6.212%

Highlights

Licences & regulated entities

Nothing of its own is published. For a company that routes to third-party acquirers that is ordinary — but your counterparty is somebody else, so ask who, in writing.

Where it works

EEA, UK + international cards
North AmericaLATAMEuropeMENAAfricaAsia

Coverage

EEA, United Kingdom and international cards.

Cards, SEPA Direct Debit, Bitcoin Lightning and alternative methods.

Certifications

PCI DSS Level 1.

Money & settlement

SettlementInstant payouts
Player payoutsInstant
Currencies150+

Integration & product details

Integration method
A single gateway with a multi-acquirer setup.
Payouts
Instant payouts.
Currencies & FX
150+ currencies.
Fraud & risk tooling
Multi-acquirer routing with eligible decline cascading.
Verified clients
1,000+ claimed, no names published.
Awards & recent news
35+ years of payments experience claimed.

The verdict

A sensible first gateway for an operator who wants options without negotiating thirty contracts. Ask which acquirers sit behind the routing for your markets, and what happens if the one carrying your volume drops the vertical. Get the iGaming rate card — the published numbers are not it.

CatalystPay: common questions

Does CatalystPay have its own acquiring licence?

No licence of its own is published. It provides access to merchant accounts through more than thirty third-party acquirers and processors, with its own gateway and routing layer on top.

How much does CatalystPay cost?

Published IC++ pricing starts at 1% + €0.30 for European and UK cards and 2% + €0.30 for international cards — but those rates are listed for low-risk ecommerce. Gambling terms are quoted separately.

Does CatalystPay support crypto?

Bitcoin Lightning payments, which the company positions as a way to cut card dependency and remove chargebacks entirely, alongside cards and SEPA Direct Debit.

Verify your profile

Work at CatalystPay? Write to us to have this profile verified. Send the documents behind the fields you want confirmed — licence entries, settlement terms, supported markets — and we will check them and mark the card as verified. If something here is already out of date, tell us and we will correct it. Partnership enquiries go to the same place.

Contact us