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Zimpler

Open banking · A2A · Stockholm

Open bankingA2AInstant

Swedish-licensed account-to-account payments that skip the card networks entirely — and the issuer declines with them.

Key facts

Checked 18 Sep 2026
iGaming stanceWorks directly with iGaming operators and researches fraud in the sector.
Settlement speedInstant.
HeadquartersVasagatan 10, 111 20 Stockholm, Sweden.

What we found

In the Nordics, asking a player to type card details is already the slower option. Zimpler initiates account-to-account transfers through open banking APIs, so the deposit leaves the player's bank directly — no issuer sitting in the middle deciding whether a gambling merchant looks risky today, and no decline to recover from.

The licence is clean and specific: Zimpler AB, corporate identity number 556887-9984, an authorised Swedish payment institution supervised by Finansinspektionen, operating from Vasagatan 10 in Stockholm. The company publishes its own research on bonus abuse and identity fraud in iGaming, which is a reasonable signal that it understands the vertical rather than treating it as one more merchant category.

One thing to settle before you sign: Zimpler's own brand assets already carry TrueLayer's name, and no announcement accompanies them. Who ultimately controls a payment institution is a question your compliance team will have to answer, so get the ownership structure in writing.

Our score

iGaming fit takes 7.1 on the Swedish licence plus genuine sector focus. Coverage sits at 5.0, which is the honest read: A2A in the Nordics and LATAM is a narrow instrument, not a global stack. Commercial terms drop to 4.2 because no pricing and no settlement detail beyond 'instant' is published.

Five weighted criteria, 1–10. A criterion whose key field the provider does not publish is capped at 6.9 rather than scored on a guess. How we score →

5.6out of 10
Adequate
iGaming fit7.130%
Coverage & local acquiring5.022%
Compliance & security4.620%
Commercial terms4.216%
Tech & integration6.212%

Highlights

Licences & regulated entities

FinansinspektionenSwedenPayment institution, reg. 556887-9984

Where it works

North AmericaLATAMEuropeMENAAfricaAsia

Coverage

Europe, with the Nordics as the core market, and LATAM.

Account-to-account instant bank transfers initiated through open banking APIs.

Money & settlement

SettlementInstant
Player payoutsA2A, both directions

Integration & product details

Integration method
Open banking APIs.
Payouts
Yes — A2A in both directions.
Fraud & risk tooling
Product and published research aimed at bonus abuse and identity fraud.
Awards & recent news
The company's own logo file is named for TrueLayer, which suggests a change of ownership worth confirming before you sign.

The verdict

If Nordic players make up a real part of your book, this belongs on the shortlist ahead of most card providers. It will not carry a market where open banking has no reach. Ask about the TrueLayer relationship, and about coverage bank by bank in each country rather than country by country.

Zimpler: common questions

Is Zimpler a licensed payment provider?

Yes. Zimpler AB, corporate identity number 556887-9984, is an authorised Swedish payment institution supervised by Finansinspektionen, the Swedish Financial Supervisory Authority.

What is A2A and why does it matter for a casino?

Account-to-account payments move money straight between bank accounts through open banking, with no card network in between. For gambling that removes issuer declines — the single largest source of failed deposits in regulated markets.

Is Zimpler part of TrueLayer?

Zimpler's own brand assets carry TrueLayer's name, without an accompanying announcement. Confirm the ownership structure directly before contracting.

Verify your profile

Work at Zimpler? Write to us to have this profile verified. Send the documents behind the fields you want confirmed — licence entries, settlement terms, supported markets — and we will check them and mark the card as verified. If something here is already out of date, tell us and we will correct it. Partnership enquiries go to the same place.

Contact us