PAYSTRAX
7.7Direct acquirer + gateway · UK & EU

Processing & acquiring · Troy, Michigan
An American merchant services group in its thirty-fourth year, with online gaming on the list and no reach beyond the US.
Thirty-four years in business and a thousand staff make North one of the oldest companies in this catalogue, and its shape reflects that. Founded in 1992, headquartered in Troy, Michigan, it grew through acquisition into a merchant services group that treats online gaming as a line of business rather than an experiment.
Security is where the published detail is strongest: PCI DSS validated, with point-to-point encryption, tokenisation and 3-D Secure. Funding runs same day or next day, which is quick by US standards, and SDKs and site extensions keep the integration light. Multi-currency conversion is offered on top.
The boundary is geography, and it is absolute. This is a United States business serving United States merchants. For an operator holding state licences and looking for a domestic acquirer with a long record, that focus is the product. For anyone whose players sit outside North America, there is nothing here to evaluate.
Published pricing and same-day funding put commercial terms at 7.0; compliance takes 5.0 on validated PCI with encryption and tokenisation. Coverage is 3.5 — one country — and tech 2.4, with no API reference, no sandbox, no payout product and no support commitment.
Five weighted criteria, 1–10. A criterion whose key field the provider does not publish is capped at 6.9 rather than scored on a guess. How we score →
Nothing is published on the site and nothing could be read from it. Ask for the authorised entity and check it in the regulator’s own register before you sign.
United States.
Cards with multi-currency conversion.
PCI DSS validated, with point-to-point encryption, tokenisation and 3-D Secure.
A credible domestic acquirer for a US-licensed operator that values longevity over feature lists. Rule it out immediately if you operate anywhere else. Ask which sponsor bank stands behind the merchant account and how state-by-state gaming approvals are handled, because neither is published.
Yes — North offers merchant accounts for online gaming operators, in the United States only.
Same day or next day, depending on the arrangement — fast by US merchant-services standards.
It is PCI DSS validated, with certified point-to-point encryption, tokenisation and 3-D Secure.
Work at North? Write to us to have this profile verified. Send the documents behind the fields you want confirmed — licence entries, settlement terms, supported markets — and we will check them and mark the card as verified. If something here is already out of date, tell us and we will correct it. Partnership enquiries go to the same place.
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