PAYSTRAX
7.7Direct acquirer + gateway · UK & EU
PayDo
PSP / EMI · Europe · UK
PSP / EMI350+ methodsLicences unnamed
An e-money institution with 350 methods and nineteen currencies, which declines to say who licenses it.
PSP / EMI · Europe · UK
An e-money institution with 350 methods and nineteen currencies, which declines to say who licenses it.
PayDo counts three licences and names no regulator behind any of them. That omission is the largest gap on this card and it is not a detail: until you know who authorises PayDo and where, you cannot tell whether you may legally contract with it for a gambling business in your jurisdiction.
Everything else checks out and some of it is genuinely useful. A multi-currency IBAN covering nineteen currencies, more than 350 payment methods, and a published fee schedule — SEPA at 0.5% with a €5 minimum, Faster Payments on the same terms, card top-ups at 3.4% plus €0.20. Direct relationships with the card schemes and Tier 2 banks are described, which fits an EMI rather than a broker.
Be careful which numbers you are reading. Those rates are the consumer ones — PayDo leads with a personal account, and merchant pricing is a separate, private conversation. There is no iGaming product line behind it either.
Coverage reaches 7.0 on 350-plus methods and nineteen currencies. Compliance falls to 2.6 — three licences with no named authority leave nothing to check against a register. Tech sits at 2.2 with no integration documentation published at all.
Five weighted criteria, 1–10. A criterion whose key field the provider does not publish is capped at 6.9 rather than scored on a guess. How we score →
Europe, United Kingdom and international.
350+ payment methods, Visa and Mastercard.
Worth a conversation for currency breadth, not worth a contract until the licensing is on paper. First question, before anything commercial: which three licences, from which authorities, under which legal entities. If that answer is slow, that is itself the answer.
PayDo counts three licences and works directly with the card schemes and Tier 2 banks, but names neither the regulators nor the licensed entities. Ask for both explicitly.
A multi-currency IBAN account covering nineteen currencies, with more than 350 payment methods for top-ups.
No. Those rates — SEPA 0.5% with a €5 minimum, card top-up 3.4% + €0.20 — belong to personal accounts. Merchant rates are quoted individually and stay private.
Work at PayDo? Write to us to have this profile verified. Send the documents behind the fields you want confirmed — licence entries, settlement terms, supported markets — and we will check them and mark the card as verified. If something here is already out of date, tell us and we will correct it. Partnership enquiries go to the same place.
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